The United States government has established and enforced numerous pieces of legislation over the past several decades to crack down on unethical business practices and protect consumers. Most state governments have done the same, although in more locally targeted ways. Unfortunately, thousands of companies and sole proprietors violate these laws in ways that lead to everyday people suffering unacceptable financial and personal harm.
If a wrongful or negligent act by a product manufacturer, distributor, financial institution, or any other company led to injuries or financial setbacks, you should consider contacting legal counsel to determine whether litigation might be in your best interests. These types of cases tend to be complex, time-consuming, and time-sensitive, so having guidance from a capable consumer lawyer can be vital to achieving a positive resolution. Reach out today to learn more.
What Could a Consumer Lawyer Help With?
Just about every aspect of business-to-consumer transactions in the United States is regulated by at least one piece of federal or state legislation, and the primary focus of a skilled attorney is to ensure those legislative dictates are enforced when necessary to protect regular consumers from harm. Depending on the circumstances, this could entail anything from prosecuting outright fraud in both civil and criminal court to fighting back against less overt forms of illegal behavior that may influence, affect, or pressure a consumer.
For instance, the Fair Debt Collection Practices Act (FDCPA), prohibits debt collectors from engaging in various forms of harassment in an attempt to get consumers or debtors to pay up, such as calling very early in the morning or extremely late at night, issuing threats of unlawful action or jail time, or falsely claiming authority over someone. Anyone subjected to this kind of prohibited debt collecting behavior could have grounds to file suit against the offending company, with a consumer attorney’s assistance.
Other similar consumer matters that legal representation could help with include:
- Contesting unlawful financial transactions or fund transfers
- Enforcing “lemon laws” governing private sales of vehicles still under manufacturer warranty
- Enforcing express and implied warranties on consumer products
- Ending robocalls and other unlawful telemarketing practices
- Handling billing fraud
- Contesting unfair practices from money lenders or banks
If addressed by state or federal law, a consumer attorney could also help with various privacy violations.
Seeking Restitution for Financial Injuries
Getting financial compensation through a consumer protection lawsuit can be somewhat more complex than getting reimbursed for losses in a personal injury claim. For instance, both the value of compensation and the amount of liability a defendant faces can change depending on the specific legislation that applies to a case.
Additionally, individual plaintiffs often have trouble achieving positive case results by themselves, since the companies that violate consumer protection laws often have legal teams on retainer dedicated to fighting allegations of negligence or misconduct. Fortunately, a hardworking lawyer could help an injured consumer start or join class action litigation, which refers to when multiple plaintiffs who were harmed in the same way combine resources and pursue monetary damages together.
Speak with a Consumer Attorney About Your Legal Options
Consumer protection lawsuits are lengthy and document-heavy claims with high stakes for hundreds to thousands of people at once. Put simply, acting against a company that broke the law and hurt you is not something you should attempt to handle by yourself.
A skilled consumer lawyer’s support could make all the difference in your chances of obtaining the compensation you deserve. DC Law is ready to help get justice for people who have suffered from bad corporate conduct anywhere in the country. Call today to learn more.
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