The historic Texas winter storm of 2021 has led to extreme property damage to homes and businesses across the state. As a result, many insurance claims are being filed by home and business owners to receive compensation for their damages. However, some of these claims are being unfairly denied, and…
What should you do if you’ve been hit by an uninsured driver? This is an extremely common question, particularly in Austin, Texas, because nearly 20% of all drivers in Texas do not have valid car insurance coverage at the time of a wreck. Here we discuss what you can…
Insurance contracts should be simple—you pick out a policy and diligently pay your premiums. When an accident occurs, you submit a claim and your insurer should pay out benefits according to the terms of the policy. Unfortunately, the insurance industry routinely violates the rights of its policyholders. Things have historically…
Every state has some sort of requirement for drivers to buy auto insurance. Texas is a “fault” state, which means all drivers are legally required to buy auto liability insurance to cover costs from accidents they cause. In the case of a car accident, this type of insurance pays…
Texas law is very clear that an insurer must act reasonably toward its policy holder. Unfortunately, the insurance industry has developed a reputation for sometimes failing to properly settle claims when there is no reasonable ground for doing so. Any search on the Internet will show that insurers often anger…
When it comes to insurance, the process can seem complicated. What are you paying for and how much does it cover? What will happen if your car is totaled? Will insurance pay for your medical bills? How much insurance should I carry in Texas? These are all valid questions, but…
People who are injured by another’s negligence often do not know what to expect. This is why we recently wrote on the process an Austin resident faces after being injured in an accident. One common misperception is the belief that a lawsuit will be filed immediately. This is not the…